The Amazing Health Crises Part 1

I’m no fan of privatized health care. We’ve been in its shadow in America for so long it has been accepted as the Devil We Know. Lots of people are too frightened to go all-in on a Nationalized Health Care situation, wondering if the quality of care will deteriorate, like most things do when handed over to the government. I get it. I have dealt with insurance companies on deeply frustrating, emotional levels since I was in my early 20’s and trying to figure out why my joints were on fire and my skin was breaking out in scaly rashes. (answer, Psoriatic Arthritis!). Now imagine giving an entire Plan of Care over to Government Employees who are NOT in line to get bonuses based on the organization’s performance, and you might begin to picture a doctor’s office resembling a DMV lobby on a Monday near the end of the month…

DMVLines2

The problems that stem from the gap in having good coverage and having “not good” coverage, or no coverage, can be filled with money and doctors. By 2032, there’s a predicted shortfall of perhaps 122,000 doctors, both in Primary care and in Specialists.
The major factor driving demand for physicians continues to be a growing, aging population. According to the U.S. Census Bureau, the nation’s population is estimated to grow by more than 10% by 2032, with those over age 65 increasing by 48%. Additionally, the aging population will affect physician supply, since one-third of all currently active doctors will be older than 65 in the next decade. When these physicians decide to retire could have the greatest impact on supply.”

The rheumatologist I was a patient of recently semi-retired, and was one of less than 20 in the state of Washington (his number, can’t corroborate). The provider gap is expected to be filled by Physician’s Assistants and APRNs, likely doing more triage and low-severity care before referring on to the Doctors. Got gas? They’ll check you out. The gas is presenting as a green spirit that can telepathically communicate with birds? On ya go!

So we’ll have fewer doctors in relation to (potential) demand of people. Baby Boomers (about 74 million) make up a great portion of the population, and will in turn need more geriatric services and care as they near the Final Good Bye (Florida or Arizona). Factor in a generation that was caught up in few terribly destructive health crazes (jogging, low fat dieting, voting Republican) and you’re looking at more cases of Alzheimers, Dementia, Trumpism, and judging of younger generations than ever before. What then?

Well… I don’t really know. Here’s where I’d start with getting a nationalized health care plan going.

  1. Take SUPER GOOD care of yourself. Get away from refined carbs, which can cause inflammation, which is the underlying cause of most chronic diseases. I triggered my autoimmune issues with a diet of stress, bad sleep, low fat eating, low-grade beer, and sleeping in a weird, moldy environment in college. Keeping inflammation low-to-no will greatly lend to longevity.
  2. Forgive all student debt for Medical Doctors, or heavily subsidize their education, particularly for specialists in fields lacking care providers. Nursing is the 8th most-popular Major in college. Pre-Med isn’t in the top 10 (one study shows Health professions & related areas is #2 in 2017 but doesn’t differentiate between Nursing, Dentistry, etc.). Computer science is #1, but that’s an entirely different pursuit. (FTR, Instagram Influencer and YouTuber are not college majors, but should be charged a quarterly tuition) Student Debt should not be a barrier to entry for the betterment of anybody’s life and education.
  3. Get Rid of Betsy De Vos. She’s a malignancy to the education of American children, and should be treated as such. She’d rather keep people poor and under-educated, as an attempt at reserving higher education for wealthier families. She is the richest person on Trump’s cabinet. She’s never taught a class in her life.
  4. Slow-Roll the national health care plan. Phase it in a few areas at a time. Nothing jarringly huge. Take one service and subsidize it. Radiology. Every x-ray, CT Scan, MRI is paid for by the American Government. Soon you’ll see what works and what doesn’t, the potential areas of corruption, and who stuck what in their where-now?candy-cane

 

Ultimately, staying healthy is the best cure. Age and Life take their toll. I have a surgery on January 30 to repair a torn quadriceps tendon. Life happens. But in a nation with way more money than intelligence when it comes to spending it, we need to equate a Healthy Citizenry with a Healthy Nation. We have many more needs than faster fighter jets that will never fire a shot at a hostile foreign enemy. We need people to build solar panels and roads and tend to hemp forests.

 

Writing Wrong #1

There’s a challenge out there to write every day in November, and seeing as how my last post was a cookie recipe before the FBI started bringing people in, I suppose I should do something.

I have a joke in my act about the “Assisted Suicide” law in Washington state. I suppose it’s not a “law,” you don’t HAVE TO do it, as if there was a Yelp-like site where enough people could all post reviews of why it’s your time and they’re happy to help. It’s legally labeled as the “Death With Dignity Act.” You can take advantage of a medically-evaluated, doctor-assisted, relatively peaceful exit from this mortal plane. So, if you’re in a state of incurable pain, or terminal illness which a health insurance racket/provider will drain you financially for, or you’ve been convinced by a few family members, you can take up this option.

First, there are a lot of ways to make your exit. This is a very clean and controlled one. I think if you had a real friend, they’d probably talk you out of this, but more on that later. This has too many possible breakage points. For example, out of 234 people who took this option in Washington state in 2016, there were 4 participants that did not align with a death certificate. Did they live? What happened? Because if you think you’re going to finally receive the painless embrace of Eternal Sleep, and wake up groggy with all that illness hammering away in you, well I’d surely be writing quite the letter to my doctor.

The doc would be pretty shocked, I imagine, seeing you in the waiting room looking pretty good for a dead person. I’d be telling everyone in the waiting room “Oh really, you have a headache for 3 days? Good luck, this guy – YEAH, YOU, TIM – couldn’t even kill me last Saturday. YES, Carol, I am a walk-in because I didn’t think I would NEED TO MAKE A FOLLOW-UP APPOINTMENT FOR MY DEATH.”

Plus, there are far better, more majestic exits to take. I suggest doing it near your place of employment, like on a Tuesday, to give your friends a few days off to grieve and get paid. Don’t hoard it all in a comfy robe in the guest room.

  1. Human Catapult + Live Heavy Metal Band.

HC

That’s all I got. I guess “dignity” is different for everyone. Anyway, be well.

Can You Afford To Care Act

Already my family has taken the brunt of the Affordable Care Act’s jet-wash, knocking us off a very good plan and into the spiral of disparate coverages.  Now, I can’t prove that the plan we were on 3 months ago was impacted by the machinations of ACA.  I won’t call it Obamacare because the irony of “Affordable Care” is much darker to me, so it’s ACA all the way.  I can’t prove the impact because I would have to see transcripts of the meetings between my company and the health insurance providers (HSP) we were with, and how our premiums went up $348/month.  THEN I’d have to get clearance from the companies my firm talked with about costs and how those costs went up, break down per-person premium bumps, and then I’d start to have some proof.  But that’s not as important as the Truth.  The Truth is how it impacts Me, or Us, or You, or My Family.  And sorry neighbor, that’s all I give an F about.  

So, a month ago we were basically forced off our plan as the premiums through my company were to rise on Nov. 1 to the equivalent of a mortgage payment on a good-sized home in a decent neighborhood outside of the Seattle area (overvalued!).  And with the holidays coming, we’d rather have the $700 to put elsewhere than into the coffers of the legalized racketeering that is health insurance.  I have been the beneficiary and bitch of HSPs in the past, believe me.  I’ve been on both sides of it.  But as of now, due to the ri$e, I am covered through work, but… MY FAMILY HAS NO COVERAGE RIGHT THIS VERY MINUTE!

WHAT?  BUT… Every American who wants coverage gets it, right?  
Well SURE… If you need to get to a new plan, things change but you get coverage!  But first you have to provide certificate of creditable coverage for the previous 24 months.  And that takes time.  And fill out a 25-35page “health questionnaire” and then fax that in.  And that takes time.  And there’s the online application.  There’s a person who reviews the questionnaire and makes some decisions.  All of this takes time before ACA goes officially into effect in January… or is it March?  

So right now, instead of paying about $600/month to cover my kids and wife we are sitting on the money and it’s not in the backalley of the local HSP.  So if my kid needs a doctor’s office visit and some medicine , probably cost us about $180 out of pocket.

WAIT, dude… That’s… No deductible?

Nope, no deductible.  No tax on my cover charge.  No proof that I can pay for care after I’ve already payed my premium.  It would save us $420/month in this scenario.  And the care would be the same.  Offices will take money right from you.  Did you know that?  Isn’t that weird?  A service taking payment directly from those they serve?  What a world we’re living in.

Of course there’s the trepidation of catastrophe, what if a bone breaks or a clot forms or a hemorrhoid-rages out of control and needs cauterization?  Car accidents.  Shark flood.  Old Testament diarrhea AT THE GROCERY STORE.  What then?  Who pays?  I guess it depends on who decides what your life costs, and you pay them.  

Catastrophic insurance, if it exists for you, maybe all we need, and a little cash stash to cover the rest of it.  Otherwise, sorry kiddos… Christmas is thin this year, but we’ll stuff your stockings with doctor’s office stickers and sweet magnetic calendars from the HSP stating “Happy & Healthy Is The Best Policy.”  Stress kills more than anything else, and it’ll probably kill you by the time you figure out how deep in your colon the HSPs are.

LIVE LONG AND PROSPER

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